FAQ - Frequently Asked Questions
Members

FAQ - Frequently Asked Questions

How do I obtain a Pension Estimate?

Click here to read more about how to obtain a pension estimate.

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My Annual Benefit Statement does not show the correct number of hours I worked. How can I have this corrected?

If you are missing hours that should have been remitted to LPF by your employer, please contact the LPF Office first to find out if those hours are in the process of being updated. If the LPF did not receive those hours, you must contact your local union representative and/or your employer.

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How do I change my beneficiary?

In order to change your beneficiary, please download a Beneficiary Designation Form and mail it to the LPF Office.

For additional information click here.

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When am I eligible to retire?

You may retire as early as age 55 as long as you are eligible for a benefit. You become eligible if your Employer remits 1,200 hours to the LPF on your behalf.

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How do I apply for a pension?

  • log into AccessLPF and use our online pension application service (if you don’t have your LPF Member ID Number in order to log into Access LPF please contact the LPF Office immediately) or
  • contact the LPF Office for assistance in completing the application over the phone.
  • visit the LPF Office and complete your application with the help of one of our Pension Benefits Analyst

For additional information, click here.

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What do I need to apply for a Disability Pension?

We require a copy of your CPP/QPP Disability Notice of Entitlement letter or a letter from CPP/QPP stating the date you become disabled, the effective date of your CPP/QPP Disability Pension and that you are currently receiving a disability benefit. 

In addition, you must complete a Disability Pension Application online by logging into AccessLPF or by contacting the LPF Office.

For more information on Disability, please click here

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Can I buy more credits?

The LPF  is a Non-Contributory Plan.  This means that only your employer can contribute.  However, under certain circumstances the Plan rules allows for Self-Payment Contributions.

Click here to read more.

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What is my Employer currently contributing for me?

Your pension contribution rate is set out in the Collective Bargaining Agreement between your employer and your local union  You can either contact your union representative or log into AccessLPF and refer to the Contributions Page.

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I stopped working. Can I cash out my pension?

You must have stopped working for at least 24 consecutive months before you are eligible to elect to terminate your membership with the Plan.

Click here to read more.

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I am planning to apply for my pension. Will my spouse receive anything?

The Pension Benefits Act requires that your spouse must be entitled to a minimum of 60% of your pension if you die first, unless a Waiver of Joint and Survivor form is signed by your spouse.  We also offer a 100% Joint and Survivor Option.  For more information, please contact the LPF Office and speak with one of our Pension Benefits Analysts.

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Have A Question?

If you have a question that has not been addressed, please do not hesitate to contact the Fund office. You can submit your questions by email at pension_fund@lpfcec.org.