LiUNA represents working men and women in a wide range of industries such as Bricklaying, Road Building, High Rise, General Construction, Sewer and Watermain, Pipeline, Residential, Concrete Forming, Masonry, Cement Finishing and the list goes on! Becoming a LiUNA Employer will give you access to a well trained workforce and strengthen the community. If your organization is interested…READ MORE >>
Why do I have to wait 24 months to terminate my membership and transfer my money out of your Fund?
The 24-month period is in accordance with the Plan’s Rules and Regulations, along with Section 38 of the Ontario Pension Benefits Act. This rule applies to members who belong to Multi-Employer Pension Plans (MEPPs). Members of MEPPs often move from employer to employer and may have periods of time where they are unemployed in between…READ MORE >>
I am planning to apply for my pension. Will my spouse receive anything?
The Pension Benefits Act requires that your spouse must be entitled to a minimum of 60% of your pension if you die first, unless a Waiver of Joint and Survivor form is signed by your spouse. We also offer a 100% Joint and Survivor Option. For more information, please contact us and speak with one of…READ MORE >>
I stopped working. Can I cash out my pension?
You must have stopped working for at least 24 consecutive months before you are eligible to elect to terminate your membership with the Plan. Click here to read more.
What is my Employer currently contributing for me?
Your pension contribution rate is set out in the Collective Bargaining Agreement between your employer and your Local Union. You can either contact your union representative or log into AccessLPF and refer to the Contributions Page.
Can I buy more credits?
The LPF is a Non-Contributory Plan. This means that only your employer can contribute. However, under certain circumstances the Plan rules allows for Self-Payment Contributions. Click here to read more.
What do I need to apply for a Disability Pension?
We require a copy of your CPP/QPP Disability Notice of Entitlement letter or a letter from CPP/QPP stating the date you become disabled, the effective date of your CPP/QPP Disability Pension and that you are currently receiving a disability benefit. In addition, you must complete a Disability Pension Application online by logging into AccessLPF or contact us….READ MORE >>
How do I apply for a pension?
Log into AccessLPF and use our online pension application service (if you don’t have your LPF Member ID Number in order to log into Access LPF please contact the LPF Office immediately) or Contact us for assistance in completing the application over the phone. Visit the LPF Office and complete your application with the help of one of our Pension Benefits Analyst…READ MORE >>
When am I eligible to retire?
You may retire as early as age 55 as long as you are eligible for a benefit. You become eligible if your Employer remits 1,200 hours to the LPF on your behalf.
My Annual Benefit Statement does not show the correct number of hours I worked. How can I have this corrected?
If you are missing hours that should have been remitted to LPF by your employer, please contact the LPF Office first to find out if those hours are in the process of being updated. If the LPF did not receive those hours, you must contact your local union representative and/or your employer.